Fakapulusi · Tonga

Kamupani ʻi Saina: Fakaava ʻo e ʻAkaunti Pangikē Pisinisi

Fakahinohino fakamatala maʻá e kau fokotuʻu mei Tonga ki hono fakaava ʻo ha ʻakaunti pangikē pisinisi ʻi Saina: ngaahi tokoni ʻoku fiemaʻu, founga fakaʻaongaʻi, mo e ngaahi meʻa ke tokangaʻi. Fakamatala pē, ʻikai ko ha fakatonutonu fakalao pe fakatai.

Fakamatala: Ko e kupuʻi lea ni ko ha fakamatala fakalūkufua pē, ʻikai ko ha fakatonutonu fakalao pe fakatai. ʻOku kehekehe ʻa e ngaahi tuʻutuʻuni ʻi he ngaahi pangikē mo e ngaahi feituʻu ʻi Saina, pea ʻoku lava ke liliu ʻa e ngaahi founga. Kumi ha tokoni fakalao pe tokoni fakatai ʻi he taimi ʻoku fiemaʻu ai.

Ko e hā ʻoku mahuʻinga ai ha ʻakaunti pangikē pisinisi ʻi Saina?

Kapau ʻoku ke fokotuʻu ha pisinisi ʻi Saina, ʻe faʻa fiemaʻu ha ʻakaunti pangikē ʻoku fakatefito ʻi Saina ke totongi ai e ngaahi totongi fakalotofonua, ke maʻu ai e paʻanga mei he kau kasitoma ʻi Saina, pea ke tauhi ai e ngaahi lēkooti fakapaʻanga ʻo e pisinisi. ʻI he ngāue fakapisinisi ʻi Saina, ʻoku faʻa fiemaʻu ʻa e ʻakaunti pisinisi ke fakahoko ai e ngaahi totongi ʻa e kautaha, kau ai e totongi sipoti, totongi fale nofoʻanga, totongi ʻo e kau ngāue, pea mo e ngaahi totongi ki he puleʻanga.

ʻOku ʻikai ke faʻa ngofua maʻu pē ha ʻakaunti pisinisi ʻi ha vahaʻa taimi nounou. ʻOku fiemaʻu ke ke fakakaukau ki he ngaahi meʻa ʻe niʻihi ʻi muʻa: ko e faʻahinga kautaha ʻoku ke fokotuʻu, ko e ʻinitia ʻoku ke maʻu ai, pea mo e pangikē ʻokú ke fili. Ko e kupuʻi lea ni ʻe fakamatala ki he ngaahi lauʻi meʻa ʻoku faʻa fiemaʻu mo e ngaahi founga ʻoku faʻa ngāue ai, ka ʻoku ʻikai ke ne fakapapauʻi ha meʻa—ʻe kehekehe ʻa e ngaahi fiemaʻu ʻi he pangikē takitaha.

Founga ʻe ua: ʻakaunti fakalotofonua mo e ʻakaunti fakavahaʻapuleʻanga

ʻI he lauiʻi taimi, ʻoku faʻa vahevahe ʻa e ngaahi ʻakaunti pisinisi ʻi Saina ki he ongo faʻahinga lalahi:

• ʻAkaunti fakalotofonua (RMB account): ʻOku ngāue ʻaki ʻa e paʻanga Renminbi (RMB). ʻOku faʻa fiemaʻu ki he ngaahi totongi ʻi loto ʻi Saina, hangē ko e totongi ʻo e kau ngāue, totongi fale, mo e ngaahi totongi ki he ngaahi māketi fakalotofonua.
• ʻAkaunti fakavahaʻapuleʻanga (foreign currency account): ʻOku ngāue ʻaki ʻa e paʻanga kehekehe, hangē ko e USD, EUR pe AUD. ʻOku faʻa ngāue ʻaki ki he ngaahi totongi fakavahaʻapuleʻanga, hangē ko e maʻu paʻanga mei he kau kasitoma ʻi tuʻapuleʻanga pe totongi ki he kau fakatau ʻi tuʻapuleʻanga.

ʻOku faʻa fiemaʻu ke ke maʻu ʻa e ongo faʻahinga ʻakaunti fakatouʻosi kapau ʻoku kau hoʻo pisinisi ʻi he fefakatauʻaki fakavahaʻapuleʻanga. ʻOku ʻi ai ʻa e ngaahi tuʻutuʻuni fekauʻaki mo e fakafetongi paʻanga (foreign exchange controls) ʻi Saina, pea ʻoku mahuʻinga ke ke mahino ki ai kimuʻa pea ke kamata totongi paʻanga ki tuʻapuleʻanga. ʻOku ʻikai ke tau fakamatala ki he ngaahi tuʻutuʻuni ko iá ʻi heni; kumi ha tokoni fakatai pe fakalao ki he ngaahi meʻa ko iá.

Ngaahi tokoni ʻoku faʻa fiemaʻu ki he fakaava ʻo e ʻakaunti

ʻOku kehekehe ʻa e ngaahi fiemaʻu ʻi he pangikē takitaha, ka ʻoku faʻa kau ʻi he ngaahi tokoni ʻoku fiemaʻu:

• Laiseni pisinisi (business licence): Ko e laiseni ʻoku tuku mai ʻe he puleʻanga fakamāketi ʻi Saina (SAMR) ki heʻetau kautaha. ʻOku fakamatala ki he hingoa ʻo e kautaha, tuʻunga fakalao, mo e ngaahi ngāue ʻoku fakaʻatā.
• Tohi fakamoʻoni ʻo e kautaha (articles of association): Ko e tohi ʻoku fakamatala ki he founga ʻoku puleʻaki ai ʻa e kautaha.
• Fakamoʻoni ʻo e ʻinitia (identity documents): Pasipoti ʻo e kau pule, kau ʻētita, pe kau fakafofonga ʻoku fakamafaiʻi. ʻE lava ke fiemaʻu ha fakamoʻoni ʻo e nofoʻanga pe visa.
• Fakamoʻoni ʻo e nofoʻanga fakalao (legal address): ʻOku fiemaʻu ha tuʻasila ʻoku fakamoʻoniʻi ʻi Saina, hangē ko ha fale ʻōfisi pe ha fale nofoʻanga ʻoku fakaʻatā ki he pisinisi.
• Fakamoʻoni ʻo e pule (authorisation documents): Kapau ʻoku ʻikai ko e pule takitaha ʻe lava ʻo ʻalu ki he pangikē, ʻoku fiemaʻu ha tohi fakamafai mo ha fakamoʻoni ʻo e ʻinitia ʻo e tokotaha ʻoku ne fakahoko e ngāue.
• Fakamatala ki he pisinisi (business description): ʻOku faʻa fiemaʻu ʻe he pangikē ha fakamatala ki he ngaahi ngāue ʻa e kautaha, ko hai ʻene kau kasitoma, pea mo e founga ʻoku tupu mai ai ʻa e paʻanga.

ʻOku faʻa fiemaʻu ʻa e ngaahi tohi ko ʻeni ʻi he lea fakapilitānia pe fakasiaina, pea ʻoku faʻa fiemaʻu ke fakatonutonuʻi ʻa e ngaahi tohi mei tuʻapuleʻanga. ʻOku lelei ke ke teuteuʻi e ngaahi tohi kotoa pē ki he pangikē kimuʻa pea ke ʻalu ki ai.

Founga ʻo e fakaava ʻo e ʻakaunti

ʻOku faʻa kau ʻa e ngaahi sitepu ko ʻeni ʻi he founga:

1. Filifili ʻa e pangikē

ʻOku ʻi ai ʻa e ngaahi pangikē lalahi ʻi Saina, pea ʻoku ʻi ai ʻa e ngaahi pangikē fakalotofonua mo e ngaahi pangikē fakavahaʻapuleʻanga. ʻE lava ke ke fili ha pangikē ʻoku ʻi ai ha vaʻa ʻi ho feituʻu, pea ʻoku ʻi ai ʻa e ngaahi pangikē ʻoku nau ngāue fakapotopoto ki he ngaahi kautaha mei tuʻapuleʻanga. ʻOku lelei ke ke ʻeke ki he pangikē pe ʻoku nau fiemaʻu ha ngaahi meʻa makehe mei he ngaahi kautaha ʻoku puleʻi ʻe ha kau ʻētita mei tuʻapuleʻanga.

2. Fetuʻutaki ki he pangikē pea fokotuʻu ha fakataha

ʻOku faʻa fiemaʻu ke ke ʻalu ki he pangikē ʻi he taimi ʻoku fokotuʻu ai ha fakataha. ʻI he fakataha, ʻe ʻeke ʻe he pangikē ki he ngaahi tohi mo e ngaahi fakamatala ki he pisinisi. ʻOku faʻa fiemaʻu ke ʻalu ʻa e pule ʻo e kautaha (pe ha tokotaha ʻoku fakamafaiʻi) ki he fakataha.

3. ʻOmi e ngaahi tohi

ʻOku fiemaʻu ke ke ʻomi ʻa e ngaahi tohi kotoa pē ʻoku fiemaʻu ʻe he pangikē. ʻE lava ke ʻeke ʻe he pangikē ha ngaahi tohi makehe, hangē ko ha fakamatala ki he ngaahi ngāue ʻa e kautaha pe ko ha fakamoʻoni ʻo e paʻanga ʻoku hū mai.

4. Fakamoʻoniʻi e ʻinitia

ʻOku faʻa fiemaʻu ke ke fakamoʻoniʻi ho ʻinitia ʻi he pangikē, pea ʻe lava ke fiemaʻu ha sio ki he pasipoti mo ha ngaahi tohi kehe. ʻI he ngaahi taimi ʻe niʻihi, ʻoku fiemaʻu ke ke ʻalu ki he pangikē ʻi he taimi ʻoku fakaava ai e ʻakaunti.

5. Fakamoʻoniʻi e ʻakaunti pea maʻu e ngaahi meʻa ngāue

Hili hono fakaava ʻo e ʻakaunti, ʻe lava ke ke maʻu e ngaahi meʻa ngāue, hangē ko e fika ʻo e ʻakaunti, pepa fakamoʻoni, mo e ngaahi meʻa ngāue fakainitaneti. ʻOku mahuʻinga ke ke fakamoʻoniʻi ʻa e ngaahi fakamatala kotoa pē pea ke tauhi ha lēkooti ʻo e ngaahi tohi kotoa pē.

Ngaahi meʻa ke tokangaʻi

• ʻOku kehekehe ʻa e ngaahi fiemaʻu ʻi he pangikē takitaha: ʻOku ʻikai ke ʻi ai ha tuʻutuʻuni ʻe taha ki he ngaahi pangikē kotoa pē. ʻOku lelei ke ke fetuʻutaki ki he pangikē ʻe niʻihi kimuʻa pea ke fili.
• ʻOku mahuʻinga ʻa e lea fakasiaina: ʻOku faʻa ngāue ʻa e ngaahi pangikē ʻi Saina ʻi he lea fakasiaina. Kapau ʻoku ʻikai ke ke lea fakasiaina, ʻoku lelei ke ke maʻu ha tokoni mei ha tokotaha ʻoku ne lea fakasiaina pe ha tokotaha ngāue fakalao.
• ʻOku ʻi ai ʻa e ngaahi tuʻutuʻuni ki he paʻanga: ʻOku ʻi ai ʻa e ngaahi tuʻutuʻuni fekauʻaki mo e hū mai mo e ʻalu atu ʻa e paʻanga mei Saina. ʻOku mahuʻinga ke ke mahino ki ai kimuʻa pea ke kamata ngāue.
• ʻOku ʻi ai ʻa e ngaahi fiemaʻu ki he tauhi ʻo e ʻakaunti: ʻOku faʻa ʻi ai ha ngaahi totongi ki he tauhi ʻo e ʻakaunti, pea ʻoku lava ke ʻi ai ha ngaahi fiemaʻu ki he ngaahi fefakatauʻaki ʻi he ʻakaunti. ʻOku lelei ke ke ʻeke ki he pangikē ki he ngaahi totongi kotoa pē.
• ʻOku lava ke liliu ʻa e ngaahi tuʻutuʻuni: ʻOku lava ke liliu ʻa e ngaahi tuʻutuʻuni fakapaʻanga ʻi Saina. ʻOku lelei ke ke sio ki he ngaahi fakamatala ʻa e pangikē ʻi he taimi ʻoku ke fakaava ai e ʻakaunti.

Fakamatala fakaʻosi

Ko e fakaava ʻo ha ʻakaunti pangikē pisinisi ʻi Saina ko ha sitepu mahuʻinga ia ki he kau fokotuʻu mei Tonga ʻoku nau fokotuʻu ʻenau pisinisi ʻi Saina. ʻOku fiemaʻu ke ke teuteuʻi e ngaahi tohi, ke ke fili ʻa e pangikē ʻoku lelei maʻau, pea ke ke mahino ki he ngaahi tuʻutuʻuni fekauʻaki mo e paʻanga. ʻOku ʻikai ko ha meʻa faingofua pē, ka ʻoku lava ke fakahoko kapau ʻoku ke teuteu lelei.

Manatu: Ko e kupuʻi lea ni ko ha fakamatala fakalūkufua pē, ʻikai ko ha fakatonutonu fakalao pe fakatai. Kumi ha tokoni fakalao pe tokoni fakatai ʻi he taimi ʻoku fiemaʻu ai, pea fakamoʻoniʻi ʻa e ngaahi fiemaʻu mo e ngaahi tuʻutuʻuni ʻi he pangikē mo e puleʻanga ʻi Saina kimuʻa pea ke kamata.